At First Priority FCU, we understand that college tuition, fees and room and board can add up. But, the college experience is worth every penny. That’s why we have partnered with the CU Student Higher Education Loan Program (CU Student H.E.L.P.) to offer a private student loan program for undergraduate, graduate and continuing education students.

We encourage all of our members to maximize scholarships, grants, and federal loans before applying for a private student loan. If these sources of aid fall short, a CU Student H.E.L.P. loan can help. Whether you need a little money to help pay college expenses or have to cover your entire Cost of Education, a CU Student H.E.L.P. loan can help you get the money you need to pay for college.

Benefits and Advantages

• No payments are required while the student is enrolled at least half-time.
• Students have up to 12 months after graduation or up to six months after dropping below half-time enrollment before they have to make a single payment.
• Our online application gets you a decision in less than a minute.
• A CU Student H.E.L.P.loan can be used for graduate and undergraduate education.
• Any loan fees are financed so borrowers have no out-of-pocket expenses. The interest on the loan may be tax-deductible.
• Repayment term of up to 25 years , 1depending on loan balance.
• Interest rate reductions available for on-time and automatic payments. 2

Apply online today and receive an online decision in less than a minute. Or you can apply by phone at (877) CUEDLOAN or (877) 283.3562.

CU Student H.E.L.P. is administered by CampusDoor. All loans are subject to credit approval. Lender is Lehman Brothers Bank, FSB. Equal Opportunity Lender. First Priority FCU is compensated for the referral of private loan customers to the Lender.

1 The repayment period may be less than the 25-year maximum allowed depending on the borrower’s indebtedness at the beginning of his or her repayment period and the requirement that the borrower either satisfies a $50 minimum monthly payment amount (level schedule) or the terms of a graduated repayment schedule.

2 All borrower benefits are contingent upon the terms and conditions set forth by the Lender and are subject to change. Loan delinquency, default, or the use of forbearance may result in the revocation of all borrower benefits.

JANET SOWDER, CEO AND TREASURER OF HUNTINGTON AREA POSTAL FEDERAL CREDIT UNION IS PLEASED TO ANNOUNCE THE CREDIT UNION HAS CHANGED ITS NAME TO:

FIRST PRIORITY FEDERAL CREDIT UNION.

The Board of Directors feel the name change honors our Founding Fathers vision and instills continued support of the credit union motto "People Helping People."

We are proud of our relationship with the United States Postal Service and value all of our members. Helping our members reach their financial goals has been a time-honored tradition for 83 years. We are working to exceed your expectations with your dreams in mind. First Priority Federal Credit Union is inviting you to join. Anybody who lives, works, worships or attends school in Cabell or Wayne Counties, WV and Lawrence County, OH can become a member. We have offices in Huntington and Barboursville, WV and Ashland, KY, to conveniently serve you. For more information call 304.522.9450.
Keeping with the credit union mission statement --- To Make our Members Dreams our First Priority.

Do you have a recipe that everyone raves about?If you would like to share it for others to enjoy. Just
submit a copy at any of our offices to be included in
THE WILLING WORKERS COOKBOOK. We're looking for desserts, entrees, appetizers, low-cal dishes, soups and dips, and the Willing Workers appreciate all of your help!

Are you feeling the pain at the pump? We offer Online Banking to save trips to the credit union and save time for the other important things in your life.

   Benefits include:

• Balance Inquiries
• Balance Transfers
• Make loan payments
• View authorized holds
• Retrieve share draft copies
• E-statements available
• Quotes on Bond Value
• Review Account History

For details and more information, call a Member Service Representative at: 304.522.9450

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