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Certificates Disclosure

Share Certirficate Term
Minimum Balance
6 Month Share Certificate
$5,000.00
18 Month Share Certificate
$5,000.00
12 Month Share Certificate
$5,000.00
24 Month Share Certificate
$5,000.00
36 Month Share Certificate
$5,000.00
48 Month Share Certificate
$5,000.00
60 Month Share Certificate
$5,000.00

For each Share Certificate account where dividends are not compounded, dividends cannot remain on deposit and the payout of dividends is mandatory.

  1. Annual percentage yields disclosed are accurate as of 07/18/08.
  2. A penalty of 3 months interest will be imposed for early withdraw of share certificates with a stated maturity over 1 year.
  3. A penalty of 1 month interest will be imposed for early withdraw of share certificates with a stated maturity of 1 year or less.

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